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Go to www.annualcreditreport.com and link to one of the credit reporting agencies. This is totally free. They will offer to sell you your credit score but just click on no. You will see the collections listed with contact information. You can also call the companies directly but I suggest...

This is what drug tests are all about. Trying to be sure applicants don't use drugs. Get clean, then try again.

This is what drug tests are all about. Trying to be sure applicants don't use drugs. Get clean, then try again.

Traveler's checks. Why not savings bonds? TIPS would be a good idea.

21 years old , good credit rating works and goes to school, trading in 1998 jeep cherokee sport

Divide by 12. $4232.25

Interest rates will almost certainly rise in the near future and you could really have a tiger by the tail. Why don't you look for a private investor who wants to earn more than the lousy rates CDs are paying now? Offer 5% to 6% and you'll probably have a deal.

As far as I know, you should have a separate account for each child. Of course, the money may be transferred from one child's account to another's. The child is the beneficiary. The successor owner is the person who will take over managing the account if something happens to you. Call the...

Start with reading your text book. There should be an example.

No, this is not grounds to break your lease but it is certainly reason to have a serious discussion with your landlord. He needs to either corral this lady's complaints (which are certainly unreasonable) or work with you to let you out of the lease early. This is a time when you will get...

It doesn't sound like your parents are in any financial shape to qualify to assume your loan. You are probably going to have to sell your home and they are going to need to find a place to rent. If there is anyone else in the family who could buy your home and rent it to your parents until...

In many states a CPA is not allowed to office-share with a non-CPA unless there are separate entrances and signage. Follow your instincts, which indicate this is not a good match anyway.