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Hi there before I start I must explain that im not the most responsible person when it comes to finance well I have got better but lets say as a bachelor livin in the big smoke of belfast my plastic friend has always been close to hand. I have a good job and can afford to live within my means...

Hi there before I start I must explain that im not the most responsible person when it comes to finance well I have got better but lets say as a bachelor livin in the big smoke of belfast my plastic friend has always been close to hand. I have a good job and can afford to live within my means...