Recent content by stan c

If the loan is approved, just pay extra each month to pay down the interest. Just hope this is the only major problem you have in your life. My credit score is 780 and Bank of America charges my 20% if I use the card. Go figure.

Just get it in writing first

If you included it in your bankruptcy, just call and tell them where they can pick it up. However, if it's an old car, it wouldn't be worth the cost to pick it up. Just call and ask

There's nothing wrong in financing as long as you can make the months payments on time. If you go over 30 days and they belong to the credit bureau, it will stay on your credit files for 7 years.

i used it now im a chick any help?

To be on the safe side, put it on fraud alert through Trans Union Fraud Dept. Their toll free # 1-800-680-7289. They'll notify the other 2 bureau and must be renewed every 90 days in order to keep it active.

Just call your bank and request an amortization. That will give you a break down between interest/principal

If your parents own their home, perhaps they can get a 2nd mortgage for 5 years which would make the payments less expensive for the surgery..

You won't go to jail but you can not include in the bankruptcy. There's suppose to be no new activity 60 days before filing. Plus they will run a new credit report to verify the debts and could deny the claim altogether but that's up to the courts.

To be on the safe side, put it on fraud alert through Trans Union Fraud Dept. Their toll free # 1-800-680-7289. They'll notify the other 2 bureau and must be renewed every 90 days in order to keep it active.

To be on the safe side, put it on fraud alert through Trans Union Fraud Dept. Their toll free # 1-800-680-7289. They'll notify the other 2 bureau and must be renewed every 90 days in order to keep it active.