The interest rate on loans is not fixed. The bank will get your credit report and they will review your score. You can deal for a low interest rate when your score is high.
Loan in Philippines
You are obviously responsible in your financial obligations. Try opening new accounts and just keep it open. It will surely help to improve your credit report. :geek:
Personal Loan
If you are eager to improve your credit, pay regularly and don't make any late payment. It will create a good score in your credit report.
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You need to have patience. It will not change anything when you blame them for their bad credits. If you are mad at your parents, build your own credit. Prove yourself.
Loan in Philippines
I think it will not cause an issue as long as all of you did a good deal. You can discuss it to them. Then, if you are not yet satisfied, consult a financial expert.
Loan in Philippines
If you pay monthly, I could assume that your loan would take only a year to be repaid. I advise that you should be aware when you will finish paying back your loan.
Loan in Philippines
I know the payday loans are a scam. You may be a victim. This kind of loan is marked as illegal in most states in the US. They cannot send you to jail because you have certain rights and you should tell them that.
Loan in Philippines
Hi chennai, if you want to get business and personal loan, you can try to apply in a private lending group or you can apply online. It might be the answer for your problem.
Loan in Philippines
I think the reason for this is because you cosign for a loan application, you're credit is the risk that's why your name is the purchaser. It is more advisable to ask your friend and the lender about this issue.
Loan in Philippines