still means you don't like me very much. LOL.
this is actually so much fun. i think i'm going to stay... even though i don't know how to search any other threaRAB. oh well. this one is good enough.
I'll try one more time since you're obviously slow. Free market does not mean unregulated. YOU stated the insurance on these mortgages was unregulated. Here's something you obviously don't know, there is no such thing as unregulated insurance of any kind in the United States. Granted some may...
I agree that an individual is responsible for their own DECISIONS ... I also am not stupid enough to divide cause and effect of environment from peoples SUCCESS and FAILURE. Furthermore at what point do people have full control of their lives. Even making your own DECISIONS your ACTIONS take...
sources:
http://articles.moneycentral.msn.com/SavingandDebt/LearnToBudget/WhyYouNeed500InTheBank.aspx
and
http://articles.moneycentral.msn.com/SavingandDebt/LearnToBudget/The0EmergencyFund.aspx