Years ago my husband and I took out a life estate on the two properties that we own .?

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kc8jtz17

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We understood that these were irrevocable trusts and that the two properties would not be subject to probate upon our deaths. We were also told that after a certain number of years that nursing homes could not force us to sell these properties. Have the rules changed now or are we still protected under the "life estate." We live in Ohio.
 
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