Would opening (and paying off immediately) a loan INCREASE or DECREASE a credit score?

  • Thread starter Thread starter Cstorm
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Cstorm

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I've been working to get my credit score up this year, and it's coming along ... ya know ... slowly. I need to purchase some equipment for my small business - about $500 worth. The store owner is a good friend of mine and would happily extend me the credit interest free for six months. My business could certainly pay for the equipment, but my question is this:

Would it BENEFIT or DETRACT FROM my credit score (individually) to accept the credit and then pay it off immediately? Say, within two weeks. Would it be worth it to open the account, make a few payments, and THEN pay off the balance?

Ugh, I hate all this money stuff.
 
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