A dirt bike is considered as a recreational vehicle and not as a necessity so if the bike is going to be financed through a bank, I would say no.....it isn't going to happen. Banks are hard enough to get loans from for necessary items (like cars and homes) but for "toys" they are even harder. No one NEEDS a dirt bike, therefore chances are higher that you'll default on your payment. Your history of bad credit and a bankruptcy have already proven that. If the bike is sitting in a "buy-here-pay-here" lot, where credit is not so much a factor, you might be approved.
