Will my car insurance monthly payments increase AFTER i rent a vehicle (READ BELOW)?

Kyu-and-Ei

New member
I already own a 4-door sedan, which I cover with monthly insurance for a reasonable value. Although recently, I had to rent a pick-up truck from Enterprise Rent-A-Car to move some furniture from a friend's house to my place. Upon sigining of the necessary rental documents, the rental car agent and I came across the section about insuring the rented vehicle; as Enterprise Rent-a-Car will always offer their own insurance services, I mentioned to them that I already have car insurance of my own, of which I can look forward to saving the additional $39 which Enterprise Rent-a-Car originally offers.

I encouraged Enterprise Rent-a-Car to contact my insurance provider so that both of us can be sure that my car insurance provider will cover the pick-up truck I am about to borrow from them. (Full coverage that is)

Everything went smoothly and Enterprise Rent-a-Car agreed to insure their truck under my own car insurance. My car insurance provider also approved of my intention to borrow the truck and cover the said truck using my insurance.

Two weeks later came the insurance bill, and to my wondering, I saw that my following monthly insurance payments all jacked-up their prices to one dollar addtional per month! Huh?!?!?!

What could have caused this? Could it be the fact that I have had the rented pick-up truck and the request to insure the said truck under my own car insurance resulting to a somewhat considerable "claim" of some sort? Any opinions or personal experience you may have had?

Thanks Alot YaHoO Readers/Responders! A vote comes to the most sensible and brainstormed answer!
 
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