...after this year? I applied for financial aid as a full-time student taking 13 credit hours but due to personal reasons, I'm now down to 9 credit hours and I'm failing one of those courses which might as well be considered 6 credit hours. I plan on taking classes over the Summer since I started my freshman year spring semester. I want to take 15-16 credit hours this Summer but because of the lack of credit hours this semester, will I have to pay back the financial aid? Will I still be eligible for financial aid next year?