You get sued and on the actual court date the amount that you previously owed had been paid in full. You offered to pay the creditor so much per month before they sued you; in which you did, they just didn't accept your offer and thought you wasn't going to continue to pay so they sued you just for judgment. You go before the judge and he ask you do you owe that amount and you tell them no. He sets a continuance date.
Upon the continuance date you have proof that you offered them payment and kept up with those payments but they didn't accept those arrangements, but they accepted your money every month, you also have every receipt; the last receipt still shows a balance though, which is the cost they charged to your account for suing you.
Questions.
1. Who do you think the judge will side with?
2. If the judge says that I owe the court cost, if I pay that in full; that day will that judgment still go on my credit report.
(This is the second time I've posted this question, in hopes of getting some answers, maybe I posted the other one in the wrong category)
Upon the continuance date you have proof that you offered them payment and kept up with those payments but they didn't accept those arrangements, but they accepted your money every month, you also have every receipt; the last receipt still shows a balance though, which is the cost they charged to your account for suing you.
Questions.
1. Who do you think the judge will side with?
2. If the judge says that I owe the court cost, if I pay that in full; that day will that judgment still go on my credit report.
(This is the second time I've posted this question, in hopes of getting some answers, maybe I posted the other one in the wrong category)