I am back in school full time after being laid off from my full time job last year. I am now working part time and am having difficulty paying my $400 car payment and $125 car insurance every month. I am wondering if a repo would prevent me from being able to receive student loans. I do not have any co-signer help nor any financial assistance from my family and just wanted to know what I can cut from my expenses and what my options are. Thanks in advance for your responses.