i have 3 30 days late payments posted on my credit history from oct, nov and dec of 2008. it happened cuz of a miss-communication between me capital one and the debt help agency. capital one wont take them off, and the agency said im just outta luck. now im in a lot better situation than before and can actually afford to pay off the whole thing. but if im worried that if i pay it off now the late payments will stay on there forever, my other option is to drag the payments till dec of 2010 so the current payments will push the late payment off the 2 year grid. but i don't wanna pay all that interest. i called capital one and told them i'll pay it off now if u take the 3 late payments off and explained the situation but they said it doesn't work that way. so if i paid it off will it the payments stay on there forever since the account will be closed as i pay it off?
Will a late payment stay on my history even after the credit card is paid off?
- Thread starter Bobo
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