You buy collision car insurance to cover repairs, right?
The REAL money is in the COST OF REPAIRS.
If those costs are high, then insurance premiums will be high.
But we don't scream at the car insurers, we usually scream at the body shop for the high costs of repairs.
Shouldn't the focus be on high priced office calls and hospital costs instead of the insurance premiums required to cover them?
After all, if an appendectomy cost only $50 (to make a point) then 'insurance' would be dirt cheap.
I think that villainizing the insurance deflects from the root of the problem.
The REAL money is in the COST OF REPAIRS.
If those costs are high, then insurance premiums will be high.
But we don't scream at the car insurers, we usually scream at the body shop for the high costs of repairs.
Shouldn't the focus be on high priced office calls and hospital costs instead of the insurance premiums required to cover them?
After all, if an appendectomy cost only $50 (to make a point) then 'insurance' would be dirt cheap.
I think that villainizing the insurance deflects from the root of the problem.