If the cars are financed, which they usually are.. what's the difference between crashing a ford focus and a mercedes SL65 if the insurance premium is gonna pay the difference either way because of full coverage, which is necessary for a financed car. Is the insurance rate going to go much higher because you crash a much expensive car?? isn't that what you pay insurance for or what does it do?? Plus the fact that the teen/young adult would most likely be much safer crashing in a mercedes than a ford focus anyway..
so... ???????
so... ???????