Who is to blame for a defaulted car?

  • Thread starter Thread starter H B
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H B

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My freind co-signed for her son in law to buy a car. He defaulted and when notified by the car dealer she stepped in and met all her contractual obligations, took over the car and continues to pay for it.

She has done nothing wrong but all those thouands of dollars are on her credit record ruining her for the next 7 to 10 years.

Since she has met all her contractual obligations isn't it a violation of the Fair Credit Reporting Act to do this to her?
 
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