Who do I need to contact to report auto insurance fraud with Eerie Insurance?

[brittany]

My grandmother committed insurance fraud during the summer of 2009. She let my uncle borrow her car. My uncle was drunk one night and let me 16 year old cousin drive him home. On the way home, a deer ran out into the road, my cousin swerved to miss the deer and ended up hitting a cement block in a very deep ditch on the side of the road. They called my grandmother and both she and my mother went to the scene of the accident. My uncle and cousin hid behind a building while the police were there. My grandmother told me she was the one driving the car. She said she didn't need an ambulance because she was fine. The entire front of the car was mashed to pieces and the air bags were deployed. I don't really know how the insurance company didn't catch this, but she was in a very minor fender bender in October of 2008. A woman rear ended her and she made a big deal out of it. She road away in an ambulance and complained of her neck hurting for months and months. She's been fighting with them for almost 3 years because a $6,000.00 settlement just wasn't enough for her. Anyway, I'm pretty sure that totaling your car in a ditch and having an airbag hit you in the face would cause more pain than simply being tapped in the rear end by another car. From the fraud incident, she received over $9,000,00 to purchase a new vehicle. I need to know who I need to speak with and who exactly will be prosecuted for this. My family has done awful things to me, and I'm sick and tired of taking up for them when they do horrible illegal things. Maybe I'm just being a resentful bee eye tea see H, but I really don't care. It's not right for them to be handed money whenever they don't deserve it and someone else who does has to fight tooth and nail and still not get anything. Will my mother also be held accountable since she knew about this? After all, she drove my grandmother there. Will my cousin get in any sort of trouble? He was a minor at the time and was driving his drunk father home. I know. Sad situation, but he was just doing what he felt was right. Will I be held accountable since I have known this information for so long and never said anything to anyone? I'm terrified to say anything [as I have been a long time] because if I let them know, my children and I will be homeless. I currently live with my mother and grandmother with my children and I can't afford a place of my own. Please, only serious answers. This is a very serious problem. I need facts and if you'd like, even a little advice. Thanks in advance.