Which is a smarter financial decision?

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New member
15yr or 30yr mortgage? Which is better in the long run financially?
I think 15yr is also but my family is insisting that "only an idiot would do a 15yr" whatever that means?! I guess my family thinks I couldnt afford the monthly payments, but I know i can...so what else would be a concern with a 15yr mortgage?
 
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