When financial advisors say put away for 6 monthe emergency, how does

unemployment pay come in? My boyfriend gets laid off somewhat regularly as a construction worker, and even more so with the economy. We are aiming to put away a 6 month emergency fund, but here is the question:
Say
X is expenses
Y is unemployment pay
Z is emergency savings

is it Y+Z=X
or Z=X?

thanks!
 
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