misslabeled
New member
I purchase my house in Texas in 2008, among the selling points was that it had the roof replaced the previous year. My home insurer told me that if I could provide proof of that replacement I qualify for a significant reduction in my premium. There wasn't anything in the documents about who did the work, so I emailed the listing agent. She never got back to me, so next I called the city because roofing requires a permit. They had no permit on file for any roof work.
Now I'm wondering if the roof was actually replaced. If it was, was it replaced by a licensed roofer. I can't seem to get any answers. At best, not having proof of the working is costing me money in my premiums every year. At worst, I was defrauded on the roof claim and/or have a substandard roof.
Can anyone tell me was Texas law says, and please state your credentials in supplying the information.
Now I'm wondering if the roof was actually replaced. If it was, was it replaced by a licensed roofer. I can't seem to get any answers. At best, not having proof of the working is costing me money in my premiums every year. At worst, I was defrauded on the roof claim and/or have a substandard roof.
Can anyone tell me was Texas law says, and please state your credentials in supplying the information.