What is most important in a car insurance plan?

Daboa

New member
Okay, I know this is a complicated question that I'm asking on Yahoo! Answers, but hopefully somebody can give a credible answer. I'm about to get my first car and I want to make sure I have the proper insurance. I don't want an insurance company talking me into buying more than I need, nor do I want to be under-protected.

So what's most important? I thought I'd heard that liability coverage was more important than collision. Is that true? How much liability should I need? If someone could give me some good suggestions with some numbers, I'd really appreciate it.
 
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