what is better for me? ATV, Four Wheeler, or Dirt Bike?

1)need to be able to travel about 10 miles to and from every day on a dirt road
2)carry a medium sized load, 15-20 pounds
3) fun to ride
4)not to expensive

what brand? model? year?

thanks
i have only one problem with dirt bikes, i cant stand how you accelerate, havin to twist the handle. it hurts my wrist. any solution to that? like a conversion where you can put a trigger thing like on a four wheeler?
 
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