So i'm thinking about getting insurance, im 28, and havent had insurance on my own ever. but i had some back problems like 7 years ago and went to the docs, and still have them. but anyways, these health plans ask if i've had problems before with back, or drug abuse or whatever. do i need to tell them about all that? like if i just say no to all the above? do they do a "backround check" on me to see if ive been to hostpital before or what? how does that work when i never had insurance before? couldnt i just get the insurance and then say i just started having back problems, asthma, and allergies and they will fix me up? please inform me someone how this works and if it's illegal to not say my backround.
What if I dont tell my health care company about my pre-existing problems?
- Thread starter David W
- Start date