What if 21st Century Insurance considers my car totaled?

  • Thread starter Thread starter Aflora
  • Start date Start date
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Aflora

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Ok...My car was parked at my work which is privately owned. An ex employee who was inebriated, backed into the driver's side quarter panel. Now, my car has a HUGE dent and it won't lock. I left it at the body shop and the adjuster told me it might be considered totaled. My car was in immaculate condition, mechanically, as well as cosmetically. In addition, my car has less then 93,000 miles on it. What should I expect? I am a student and I rely on this vehicle for my only means of transport. I know the insurance company is going to take advantage of my ignorance on insurance jargon. PLEASE HELP, I NEED ADVICE!!!
Thanks~
 
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