A
Alara
Guest
*sigh* I don't know where to begin. It's a long story.... I will be a undergrad freshmen( I hope)and want to go to an out-of-state private university. To make this portion of my story short, I applied, and got in. In fact, it's the only school that accepted me. I did my FAFSA early and finds out that with all my scholarship money, grant money and federal stafford loans (both sub. and unsub) I STILL don't have enough to finance my education! So I started to apply for private loans from companies such as Sallie Mae and Chase Bank. I'm approved for the sallie mae loan, but my cosigner isn't. In fact, it seems as if my ENTIRE family has bad credit, because they keep getting denied their cosigner portion of the loan -_- And I don't have any credit either.I can't apply to any other schools because I am literally broke, as in I can't afford to pay the college's admission fee, and I can't get a fee waiver. At the moment I am applying for every job under the sky, but with the economy, I'm just going to leave it at that.
When I try to sit and down and talk to my mother about this she's gets very defensive, starts yelling at me and talking over me. She keeps telling me that "God got it", now; no offense to any believers out there since my intentions are not to start a riot or hateful forum, I just feel that I am a Realistic person. And let's be honest, when it's time to pay the bills, no one would EVER tell their bill collectors that "God has it".
*sigh* I am literally at my breaking point. I'm an 18 year old female with-out any help from almsot anybody (I will also be the first in my family to go to college... If I make it there in the first place) and I am sick of talking some people who don't know what the fudge they are talking about and with bad credit. My question to you all is what do I do or what CAN I do or is there anyway to apply for a private student loan with-out a cosigner?
I feel like I really need help with this financial hardship because I have been stressing out every minute, and the stress is starting to feel like I'm having mini anxiety attacks.
Thank You for reading and reviewing my question.
When I try to sit and down and talk to my mother about this she's gets very defensive, starts yelling at me and talking over me. She keeps telling me that "God got it", now; no offense to any believers out there since my intentions are not to start a riot or hateful forum, I just feel that I am a Realistic person. And let's be honest, when it's time to pay the bills, no one would EVER tell their bill collectors that "God has it".
*sigh* I am literally at my breaking point. I'm an 18 year old female with-out any help from almsot anybody (I will also be the first in my family to go to college... If I make it there in the first place) and I am sick of talking some people who don't know what the fudge they are talking about and with bad credit. My question to you all is what do I do or what CAN I do or is there anyway to apply for a private student loan with-out a cosigner?
I feel like I really need help with this financial hardship because I have been stressing out every minute, and the stress is starting to feel like I'm having mini anxiety attacks.
Thank You for reading and reviewing my question.