sooooo close But...
New member
All the credit services I use shows my credit score much higher then the bank calculated. I was told from the credit companies that the banks use the info from them, but use there own formulas. How can I improve my score just 2 points. I'm sure now that the bank ran a credit report it may lower my score 1 more point for hard inquiry. Man how do I get ahead of this, to get my home?