I'm 20 years old, no credit and no bad credit history. Loan is for a car.
My current job pays annual of $25k and i'm good at keeping a job for long term.
I'm wanting to wait a few more months before I walk in and check plus i'd rather have any advice so I know exactly what I can do in this situation in order to get a loan.
The car i'm looking at is $22k.
I figure if APR is low I can pay it off within 2-4 years easily.
My sister recieved a loan for an $18k car after two months of working with a job as she's also had a bit of bad credit history in her past, though she had to have a family member cosign for her.
What do you think my chances of getting a loan for a $22k car are with having no credit whatsoever and having a salary of $25k yearly?
My current job pays annual of $25k and i'm good at keeping a job for long term.
I'm wanting to wait a few more months before I walk in and check plus i'd rather have any advice so I know exactly what I can do in this situation in order to get a loan.
The car i'm looking at is $22k.
I figure if APR is low I can pay it off within 2-4 years easily.
My sister recieved a loan for an $18k car after two months of working with a job as she's also had a bit of bad credit history in her past, though she had to have a family member cosign for her.
What do you think my chances of getting a loan for a $22k car are with having no credit whatsoever and having a salary of $25k yearly?