What are the benefits of private health insurance?

  • Thread starter Thread starter tired lady
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tired lady

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We were going to get it but then I got pregnant so we didnt get it because it doesnt cover maternity until a year anyway. What are the benefits of private health cover for a young family of 4 with no existing health problems?
 
Benefits
1) your only paying ur insurance not urs and poor peoples if us went to universal
2) health care is much better (qualtiy) when a country is private for example some canadiens with universal have to w8 40 days for a MRI.
 
The positives are that you can choose a plan that best suites you and your family, so you can be more flexible with the price you pay and you can have more control over that.

IMO though, the negatives far outweigh the positives. If you have the option of having insurance through an employer I'd go that way. Private healthcare isn't horrible, but lets say a child is climbing a tree and breaks a bone...the insurer will go over your app, top to bottom, and they can decline coverage for a tiny little mistake.
 
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