I'm 17 years old tuition for my school is 40,000. I have 32,00 of it covered by scholarships, federal loans, grants, however I still need 8,000 for room and board and also books. I have no idea where else to get money from. My parents have horrible credit so we cannot take out a PLUS loan and I already have the Subsidised/Unsubsidised federal loans. Where else can I get money and can I get a loan by myself?