I'm 22 years old and Unemployed. I owe $2000 on a hospital bill that I though I had taken care of already(turns out I owed 1500 more). This was two years ago. I got a surprise on the Mail last week a letter letting me know that my account had gone into collection. This gets me really mad cause It happened two years ago and I didn't receive a single letter about my unpaid bill. If I had received a warning letter say, 5 months ago, I would have been able to pay it off. So here is my Question, Im gonna open up a bank account for the first time to start an online business. Will the collection Agency garnish my wages right away? I don't have any experience with all of this. Also, Since I've never had a credit card or anything like that, Will this affect my credit score when I finally get one? Or does it only affect people that have credit form the start? Thanks in advance for any help. god bless you all.
Very strange financial situation can someone please help?
- Thread starter jack
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