Very little down payment on a home - any way around this?

pizzagirl

New member
I have a very good credit score, have had a stable / same job for 2 years. I have some debt, but I don't think it's too crazy. I am paying sooo much more in rent than what a mortgage + insurance etc would cost me. I have some money for a down payment if necessary but I'm not really sure how much is "required" to even be considered and not laughed at.

I'm looking at the $100,000 range in homes.
 
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