I want to get a loan to buy a used truck. I am almost 19 years old and have good credit.Ive never missed a credit card payment yet and I am very good with my money so here are my questions...
1. will i need a parent(s) to cosing this loan?...when i applied for my credit card i was accepted without cosigners because my parents were both customers to the same bank so i dont know if it would be the same for a loan
2. what is the minimum amount i can borrow?...I dont need a whole lot. only about 2,000- 4,000 to really get me going and on top of that i will have my money in the bank account to use.
3. How long does it usually take to receive the loan if im approved?
4. How will i get the loan? a check? all cash big bills?
The reason i ask about the cosigner is because i dont want my parents involved in this purchase. I dont really care to hear what they have to say. i want to do this for myself so...no cosigner would be great!
Thank you for the help! it is greatly appreciated!
1. will i need a parent(s) to cosing this loan?...when i applied for my credit card i was accepted without cosigners because my parents were both customers to the same bank so i dont know if it would be the same for a loan
2. what is the minimum amount i can borrow?...I dont need a whole lot. only about 2,000- 4,000 to really get me going and on top of that i will have my money in the bank account to use.
3. How long does it usually take to receive the loan if im approved?
4. How will i get the loan? a check? all cash big bills?
The reason i ask about the cosigner is because i dont want my parents involved in this purchase. I dont really care to hear what they have to say. i want to do this for myself so...no cosigner would be great!
Thank you for the help! it is greatly appreciated!