Would you like a 3rd party service to help your 401 (k) avoid market losses. Would you pay $25/mo or $250/yr with a double guarantee of saving at least $300 a year in market dips?
I pay $250 a year. If the market dips I save $300. If it doesn't dip I get nothing. The market goes up 2 out of 3 years. The odds don't sound in my favor.
