T-Mobile Pay As You Go?

Velocity

New member
I have a back-up phone with prepaid service from AT&T. I pay by the minute with $100 put into it so it doesn't expire for one year, rates as follows: 25¢/min, 20¢/text, 25¢/pic

T-Mobile offers 1000mins for $100 with one year expiration date, equivalent to 10¢/min and their text is at a cheaply rate of 10¢/send, 5¢/receive. My question is: if I do the $100 prepaid card for 1000mins how does text costs fit into it? How do they deduct 10¢/5¢ from "1000mins"?
 
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