T-Mobile? Buying with contract online?

Four Domain

New member
I plan on buying a phone online. I was looking and was thinking about buying a phone from T-Mobile online http://www.t-mobile.com/shop/Phones/cell-phone-detail.aspx?cell-phone=LG-Optimus-T-Black The plan I was going to chose was $79.99 a month, I was wondering though, how does this work?

When I buy online to they check my credit/ do I need credit? Or can I have it charged to my debit card? (I'm only 18) I know about the two year contracts and fees, and I can afford to pay the $80 a month. Also, about the contract, how exactly does that work, do I have to physically sign a contract in stores or something?

Sorry I'm new to phones when buying on my own. I was also considering prepaid but I heard overall the service for prepaid isn't as good as with a contract. Any info will help, thanks!
 
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