Switching phone at tmobile before two year contract is up?

Jayhawx rule

New member
I lost my Tmobile G1 a day ago after I had had it for nearly 9 months, all those months I payed for both the insurance and warranty. It was my first touch screen and I probably broke it 3 times. I was wondering if I switched back to a non touch screen phone if insurance would pay and if they wouldn't, could I just buy another one?
 
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