Statute of limitations?
I signed for a credit card my freshman yr of College in Alabama in 2006 (which has SOL Open-Ended Accounts: 3 years). But now I live in Minnesota (SOL accounts:6 years). It's in collection what Statute of limitations do i follow?I FIRST DEFAULTED IN MARCH 2007 I BELIEVE (according to my credit report it has a KD under March 2007 and under all the other months of the year) a collection agency is threatening to sue me, but Dept of Consumer Affairs said that company is not allowed to collect debt in my state. Dept of Commerce said they don't believe this company is legit,Better business bureau gave them an "F" and they are not on my credit report, just the debt itself. All my other debts have the collection agencies on my report but not this one. IDK if they're trying to scare me or if I'm being scammed,an attorney (i didn't hire her,she just gave advice) told me they're just trying to scare me!
I signed for a credit card my freshman yr of College in Alabama in 2006 (which has SOL Open-Ended Accounts: 3 years). But now I live in Minnesota (SOL accounts:6 years). It's in collection what Statute of limitations do i follow?I FIRST DEFAULTED IN MARCH 2007 I BELIEVE (according to my credit report it has a KD under March 2007 and under all the other months of the year) a collection agency is threatening to sue me, but Dept of Consumer Affairs said that company is not allowed to collect debt in my state. Dept of Commerce said they don't believe this company is legit,Better business bureau gave them an "F" and they are not on my credit report, just the debt itself. All my other debts have the collection agencies on my report but not this one. IDK if they're trying to scare me or if I'm being scammed,an attorney (i didn't hire her,she just gave advice) told me they're just trying to scare me!