i signed up with sprint on jan of 2011 with a 2 year contract, with a HTC evo 4g, with insurance and i am fed up with this phone now, i guess after a year its time to upgrade, and I believe so, because the camera lens on this camera is broken, and the audio input on this phone is stat-icky, and its not my headphone, because i used to use this phone to go jogging with me every morning, now i have to carry my HTC evo 4g and my ipod video with me every time i go jogging, so i was wondering if i "coincidentally" completely damaged my phone, would i be able to get a new phone, preferably the iPhone 4(s)? or just a new evo 4g? and if so how much of my money would i have to put out to get a new phone, would insurance help me any?