I need a car to transport to and back from work and other personal errands i need to do. The problem is i don't have money to buy a car cash (im aiming for the 4-10k area) and i don't have credit history. I have atleast 1000 to put down, and the rest i can pay it off in payments. I make about 300 a month with no rent or bills to pay. Should i take a car out on finance? Or wait longer?