should i refinance?

  • Thread starter Thread starter wywy
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wywy

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my husband and i own a house since january 2006 and we have a 30 year FHA loan with a 5.75% interest, we had a great credit score.
our monthly payment 1376 dollars and it seems too high for us now since i started working part time after having a baby, so my question is should we refinance if we can get a better ineterest and or you think there is no better interest rate at this time?
we don't want variable rate, we just want a lower monthly payment. thanks
i don't know much about all of this but we always pay our debts.
thanks again
 
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