I have a 2008 Legacy with about $11,000 and 3 years left on the loan. I love the car, but I would like something more spacious and like to get my payments down from $350 p/m to about $200 p/m. I can probably get between 11 and 13k for the car from a dealer. Maybe 15k private party. Would it make sense to refinance the loan extending it another 2+ years , buy a certified user car for around 11-13k and get those payments down per month, or keep the car and deal with the high payments for another 3 years?
Thank you
I do love the car, but I'd love even more to get lower payments. Plus, I have a 9 month year old child, and the legacy is too tight to fit a car seat, and it will only get tighter.
Thank you
I do love the car, but I'd love even more to get lower payments. Plus, I have a 9 month year old child, and the legacy is too tight to fit a car seat, and it will only get tighter.