i don't no you so you're the only person who can truly judge if you're ready to have sex. But look at these questions that will hopefully help you to work it out:
(1) Are you doing this because YOU want to?
Or are you thinking about having sex because someone else wants you to? Maybe you’re not sure you’re ready, but your partner is keen? Or perhaps there a bit of ‘peer pressure’ – all your friends seem to be having sex, so you feel you should be too?
A partner who says things like its only natural, u would if u love me n things like that is probably trying to put pressure on you and might not really care whether you’re ready or not – this person doesn’t respect your feelings, and they’re probably not the right person to have sex with.
(2)Do I know my partner well enough?
If you’ve only just met your partner, haven’t been going out with them very long, or perhaps don’t even really know them, then sex is never going to be a really good experience because there won't be much trust between you. If you've never even kissed the person you're with, then you're definitely not ready to have sex with them!
Sex can leave you feeling very vulnerable afterwards in a way you might not be prepared for, so it’s better to be with someone that you know is likely to be sticking around. Sex is definately better with some one you love.
(3) Do I feel comfortable enough with my partner to do this, and to do it sober?
It’s natural to feel a little embarrassed and awkward the first time you have sex with someone because it’s not something you’ve ever done before. Your girlfriend will probably feel the same. But if you don’t trust her enough not to laugh at you or you don’t feel you can tell them you’ve never had sex before, then it’s far better to wait until you can.
And if you think you’ll have to drink a lot of alcohol before you do it so you feel relaxed enough, or you only find yourself thinking about having sex when you’re drunk, then that suggests you’re not ready. A lot of people lose their virginity when they’re drunk or on drugs, and then regret it. So if you’re worried that you’re going to be in a situation where you might be tempted to do something you wouldn’t do normally, restrict your drinking, keep off the drugs, or make sure you stick with a sober friend who can look after you!
AND definately use protection, definately condoms that is the only contraceptive that stops STDS so wear it. Even if u completely trust ur partner because not everyone knows if they have a STD.
Finally, what ever u decide make sure it is right for both of u and put her feelings first.