Refinancing a car help PLSSS.?

cutejames

New member
HI world,i just bought a dodge charger like 3 months ago.theres nothing wrong with it and i love but it but dont really need it.the problem is am not saving as much as i thought i would since i bought this car.
My credit wasnt good so i got hit with a 16% interest which sums the total to $17000 and will take me like 5 to 6 yrs to get it done with.

Can i get rid of it by trading it in for a much more cheaper car?will the bank refinance me to get a lower mothly payment?should i wait to get a better credit to refinance?i have so much bills to pay so am thinking of cutting down my spending since i need to find a place too.
HI world,i just bought a dodge charger like 3 months ago.theres nothing wrong with it and i love but it but dont really need it.the problem is am not saving as much as i thought i would since i bought this car.
My credit wasnt good so i got hit with a 16% interest which sums the total to $17000 and will take me like 5 to 6 yrs to get it done with.

Can i get rid of it by trading it in for a much more cheaper car?will the bank refinance me to get a lower mothly payment?should i wait to get a better credit to refinance?i have so much bills to pay so am thinking of cutting down my spending since i need to find a place too.

Well i traded my 97 maxima for the charger and got $3000 for trade-in.And another $300 as a down payment.
 
Wait another 6 -9 months and refinance with your local credit union. Make sure that every bill is paid on time though, and you should get a great rate.
 
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