Hello. I am a 23 year old who is going back to school in August. I am going to be attending the local State College for the first semester to get back in the swing of things. Then, I will be transferring to the University of South Florida: Lakeland Campus in the Winter.
Before I ask my question let me give you some info about myself regarding my question
- I am going to be 24 in June (Before school starts in August)
- I am considered "independent" according to the FAFSA form that I filled out already in February
- I will be going either 3/4 or Full Time for the first semester (Remember, I am transferring in January)
- My dad is willing to co-sign any student loan that I may need (He has good income and good credit)
I know I will get a good sized Pell Grant because I am independent, but my question is with my current financial situation. I want to be able to go back to school, but I will need a way to supplement my income in order to make up some of the difference I will be losing due to not being able to work as much as I am right now.
Is there any way that Living expenses such as rent, utilities, car payments, Insurance (Health and auto) can be factored into the amount of aid I receive?
Also, what kind of student loans (subsidized or unsubsidized) can I take out that would be best for me?
Also, how much can I actually get?
If my calculations are correct, I would need about $8,500 for the entire school year to cover what i may lose from not working and outside expenses due to school (supplies, books, etc.) Is that amount inconceivable for an independent student?
I really want to be able to go "school first" and not have so many worries about bills right now. The amount taken out is not an issue as I will not take more than I need to keep my current means of living and keep my bills and living expenses paid for as they are currently.
Before I ask my question let me give you some info about myself regarding my question
- I am going to be 24 in June (Before school starts in August)
- I am considered "independent" according to the FAFSA form that I filled out already in February
- I will be going either 3/4 or Full Time for the first semester (Remember, I am transferring in January)
- My dad is willing to co-sign any student loan that I may need (He has good income and good credit)
I know I will get a good sized Pell Grant because I am independent, but my question is with my current financial situation. I want to be able to go back to school, but I will need a way to supplement my income in order to make up some of the difference I will be losing due to not being able to work as much as I am right now.
Is there any way that Living expenses such as rent, utilities, car payments, Insurance (Health and auto) can be factored into the amount of aid I receive?
Also, what kind of student loans (subsidized or unsubsidized) can I take out that would be best for me?
Also, how much can I actually get?
If my calculations are correct, I would need about $8,500 for the entire school year to cover what i may lose from not working and outside expenses due to school (supplies, books, etc.) Is that amount inconceivable for an independent student?
I really want to be able to go "school first" and not have so many worries about bills right now. The amount taken out is not an issue as I will not take more than I need to keep my current means of living and keep my bills and living expenses paid for as they are currently.