chasvanblom
New member
I use no plastic. I got in too deep and I got burned during the FREE CREDIT BUBBLE of the 1990's.
I pay CASH for all my purchases. I also have no checking acct. for the same reason.
I do make internet purchases on very random occasion. For these transactions, I have opened a Debit card at my local Wal Mart. *I reason since I can stop by this Wal Mart, I can post random deposits onto this card and use it for my internet or other payments.
This card charges me $3 monthly just to keep the card and $3 more for each deposit!
How can I avoid paying (this $3 / month or with any other "electric monetary" system) when I am using my own cash for each purchase?
I am in no way FINANCIALLY STABLE enough to afford any "special offers" by any credit card agencies, so I ask for no SPAM mailings to this question.
I pay CASH for all my purchases. I also have no checking acct. for the same reason.
I do make internet purchases on very random occasion. For these transactions, I have opened a Debit card at my local Wal Mart. *I reason since I can stop by this Wal Mart, I can post random deposits onto this card and use it for my internet or other payments.
This card charges me $3 monthly just to keep the card and $3 more for each deposit!
How can I avoid paying (this $3 / month or with any other "electric monetary" system) when I am using my own cash for each purchase?
I am in no way FINANCIALLY STABLE enough to afford any "special offers" by any credit card agencies, so I ask for no SPAM mailings to this question.