D
deepthinker777
Guest
So I got into a car accident and I have no insurance b/c I am a poor college student....I did not tell the woman that I didn't have insurance but that I'd rather handle it w/o going thru insurance (not really a lie). Reluctantly, she agreed.
However, her car is ancient and beatup 1986 Buick. The KBB is 900 in good condition for a 1989 Buick (hers is an '86 and in pretty bad condition from what I could see)...However, she wants me to pay her 916 (including 213$ for a 4 day car rental).
Now I know thru other accidents that insurance pays you the cheapest deal for them (either repairs or value of car). When I told the woman I would give her 800 (thru begging family members & selling my soul), she was very upset and sent me a threatening letter saying she would file it with my insurance...etc.
I do not want things to get ugly or get into trouble but I don't want to be taken advantage of either. Am I responsible for paying her the cost of repairs versus the value of the car? And am I respsible for her gettting a car rental for 4 days (the amt of time she says it will take to fix her car)???
However, her car is ancient and beatup 1986 Buick. The KBB is 900 in good condition for a 1989 Buick (hers is an '86 and in pretty bad condition from what I could see)...However, she wants me to pay her 916 (including 213$ for a 4 day car rental).
Now I know thru other accidents that insurance pays you the cheapest deal for them (either repairs or value of car). When I told the woman I would give her 800 (thru begging family members & selling my soul), she was very upset and sent me a threatening letter saying she would file it with my insurance...etc.
I do not want things to get ugly or get into trouble but I don't want to be taken advantage of either. Am I responsible for paying her the cost of repairs versus the value of the car? And am I respsible for her gettting a car rental for 4 days (the amt of time she says it will take to fix her car)???