I checked my credit for the first time the other day and i realized i have and outstanding debt of $243 from a couple of years ago if i pay that off will that automatically bring my credit score up? I'm trying to build my credit I'm 20 years old and engaged and I would like to have my credit score up before i get married if you could give me some advice as to building my credit that would be most appreciated. I have tried to stay away from credit cards because I've heard the horror stories about them but now i'm starting to think there is no way of getting around them.
Paying off a debt; will it boost credit?
- Thread starter Erika
- Start date