I bought some makeup about 2 weeks ago using my solo card and for some reason it has only just taken the money which has left me with the balance of -0.84p. There should be £10 reaching my account tomorrow but i've heard that if you're overdrawn then Natwest charge you £35? Will they charge me for being -0.84p because if the money for the makeup had been taken two weeks ago then i would never have been overdrawn.