I applied at my credit union , where I have been a member for 4.5 years; never had overdraft fees or had my account go in the negative, always have at least $500 in my account; am still at the same address where I have lived for 6 years and never been late for rent; have a steady paying job for the lats 3.5 years. I am 29 single, and have no debt. so I ask for an car loan of $4500 because it is for a decent used car which I will probably pay off in 6 months tops anyway. The loan officer acts smug and says you have been approved for whatever high rate (which is fine, i don't mind) but you need a co-sign.....
OK, so I need an car loan...But?
- Thread starter Lucinda J
- Start date