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pyromaniac435
Guest
i got all my stuff together and called the debt collectors i owe today. i tried to explain to them i am willing to pay, but i need an agreement in writing first that they will fix it on my credit report, and paperwork on the payment plan, and proof that they own the debt in the first place. the lady i talked to was really rude and kept interrupting me, would hardly let me talk.
she said they cant do that, only the original creditor can do that. she said i have to pay now and when its paid in full then they will tell the creditor and credit bureau to take it off my credit report.
i did not agree to anything or give out info. i told her i wouldnt pay unless i got papers. she said "COLLECTIONS WILL CONTINUE!!! YOU WILL NEVER BAH BLAH..." what a witch....i just hung up.
anyway what do i do now? i cant just send money to somebody with no proof it will do any good... right?
she said they cant do that, only the original creditor can do that. she said i have to pay now and when its paid in full then they will tell the creditor and credit bureau to take it off my credit report.
i did not agree to anything or give out info. i told her i wouldnt pay unless i got papers. she said "COLLECTIONS WILL CONTINUE!!! YOU WILL NEVER BAH BLAH..." what a witch....i just hung up.
anyway what do i do now? i cant just send money to somebody with no proof it will do any good... right?